Privacy Policy

iQ Financial respects an individual’s right to privacy and complies with its obligations under the General Data Protection Regulation (EU Regulation 2016/679). The purpose of this Website Privacy Policy is to outline how iQ Financial deals with any personal data that is provided to it while visiting this website. Users should not use this website if they are unhappy with this policy. By visiting this website, users are accepting the terms of this Website Privacy Policy. Any external links to other websites are clearly identifiable as such, and iQ Financial is not responsible for the content or the privacy policies of other websites.

Summary of activities of the business

iQ Financial provides a bespoke and comprehensive Lifestyle Financial Planning service that is unique to you. We produce personal financial plans that include lifetime cashflow forecasts. Where the needs of a plan require an investment, insurance or pension product, we recommend and process those products on your behalf.

Our registered office is at 50 John Street, Sligo, F91 PP3X.

Types of Information Collected

To allow us to deliver our service to you, we collect two types of information.

Personal Data:

This is data that identifies you or can be used to identify or contact you and may include comprehensive personal financial information, including, but not limited to, your contact details, PPSN, income, expenses, pensions, current assets, liabilities and the estimated cost of future life events. Such information is only collected from you if you voluntarily submit it to us.

Non-Personal Data:

Like most websites, we gather statistical and other analytical information collected on an aggregate basis of all visitors to our website.

This Non-Personal Data comprises information that cannot be used to identify or contact you, such as demographic information regarding, for example, user IP addresses where they have been clipped or anonymised, browser types and other anonymous statistical data involving the use of our website.

Purposes for which we hold your information:
Non-Personal Data:

We use the Non-Personal Data gathered from visitors to our website in an aggregate form to get a better understanding of where our visitors come from and to help us better design and organise our website.

Personal Data:

We will process any Personal Data you provide to us so that we can send you the information you have requested and to provide information that may be useful to you.

Disclosure of Information to Third Parties

We may provide Non-Personal Data to third parties, where such information is combined with similar information of other users of our website. For example, we might inform third parties regarding the number of unique users who visit our website, the demographic breakdown of our community users of our website, or the activities that visitors to our website engage in while on our website. However, we do not sell or share any information about individual users. We will not disclose your Personal Data to third parties unless you have consented to this disclosure or unless the third party is required to fulfil your request for information (in such circumstances, the third party is bound by similar data protection requirements). We will disclose your Personal Data if we believe in good faith that we are required to disclose it to comply with any applicable law, a summons, a search warrant, a court or regulatory order, or other statutory requirement.

Security

Your Personal Data will be held on secure servers. The nature of the Internet is such that we cannot guarantee or warrant the security of any information you transmit to us via the Internet. No data transmission over the Internet can be guaranteed to be 100% secure. However, we will take all reasonable steps (including appropriate technical and organisational measures) to protect your Personal Data and we treat all the data held with the utmost care and security.

Updating, Verifying and Deleting Personal Data

You may inform us of any changes in your Personal Data, and in accordance with our obligations under the General Data Protection Regulation (EU Regulation 2016/679) we will update or delete your Personal Data accordingly. To find out what Personal Data we hold on you or to have your Personal Data updated, amended or removed from our database, please email us at office@iqf.ie

Changes to the Website Privacy Policy

Any changes to this Website Privacy Policy will be posted on this website so you are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. If at any time, we decide to use Personal Data in a manner significantly different from that stated in this Website Privacy Policy, or otherwise disclosed to you at the time it was collected, we will notify you by email, and you will have a choice as to whether we use your information in the new manner.