Many of us grew up in a time when it was not normal to talk about money. It certainly wasn’t a topic for discussion in polite company and that remains true for most people today. It is amazing that whilst our parents taught us so much about many different aspects of life, the majority would never consider talking to us about money.
To this day financial education is almost non-existent. As a result, dealing with money is difficult for lots of us. We find it difficult to make financial decisions and this can leave us feeling stressed and unsure of ourselves. The financial industry does not help by constantly pushing an ever-increasing number of financial products at us rather than helping us discover the real truth behind money.
The reality is that money plays a huge part in our lives and we rarely acknowledge this. I’m not suggesting for a minute that it’s the key to happiness or it’s the most important thing in our lives but it does undoubtedly have an enormous impact on our life choices, what we have the freedom to do and, just as importantly, what we have the freedom not to do.
We all have different ambitions and goals. The key is to find out what is really important to us and then to ensure we have the time and money to do the things that matter to us. You might want to spend more time with your kids, go on more holidays, climb Kilimanjaro or maybe just work less so that you have more time to yourself.
All these things are possible if we make the right decisions with our money. Don’t assume your dreams are “pie in the sky’’, take control of your life, get clear on your goals and then build a Lifestyle Financial Plan to help you achieve everything that’s important to you.